Your Trusted Insurance Broker in Pagosa Springs, CO
Welcome to Smith Insurance, your reliable partner for comprehensive insurance solutions in Pagosa Springs, CO, and beyond. Whether you’re looking for auto, home, life, or business coverage, our experienced team is here to help protect what matters most. We understand that everyone’s insurance needs are different, and that’s why we’re committed to providing personalized service tailored to your specific situation. And as an insurance broker in Pagosa Springs, CO, we have the flexibility to work with multiple carriers, ensuring we find the best coverage options for you—at the best rates.
Additionally, with 16 years of combined experience between our founders, Michael and Kelseigh, we pride ourselves on helping individuals, families, and businesses find the insurance solutions they need. Licensed in five states (CO, AZ, NM, TX, and UT), we are here to offer expert advice, personalized service, and a deep understanding of the insurance industry to ensure you are covered no matter what life brings your way.
Why Choose
Smith Insurance?
We’re an Independent Broker:
As a broker, we are not tied to any one insurance carrier, which means we can shop around on your behalf to find the best policy and price for your needs. Our priority is you—not the insurance company.
Personalized Service: We take the time to understand your unique needs and offer customized insurance solutions to fit your lifestyle, budget, and goals.
Experienced Team: With 16 years of combined experience, Michael and Kelseigh are experts in the field and are dedicated to providing knowledgeable, friendly, and reliable service.
Licensed in 5 States: Our team is licensed in Colorado, Arizona, New Mexico, Texas, and Utah, allowing us to provide exceptional service to a wide range of clients.
Types of Auto Insurance We Offer:
Recreational Insurance for Your Fun Adventures
focus on having fun
Boat Insurance: Protects you from potential damages, theft, or accidents while you’re out on the water.
ATV and RV Insurance: Ensures that your off-road or long-haul journeys are covered from the unexpected.
No matter how you choose to enjoy your time outdoors, our insurance solutions help ensure your peace of mind, so you can focus on having fun!
Life Insurance:
Protecting Your Loved Ones
At Smith Insurance, we understand the importance of planning for the future. That’s why we offer a range of life insurance options, including term, whole, and universal insurance, to ensure that your loved ones are taken care of in the event of the unexpected. We also offer long-term care and short-term disability insurance, providing added protection in case you’re unable to work due to illness or injury.
Our Offerings:
Let us help you plan for the future and ensure your loved ones are protected, no matter what life brings.
Term Life: Provides coverage for a specified period, offering affordable protection for your family.
Whole Life: Offers lifetime coverage with a cash value component that grows over time.
Universal Life: Flexible coverage with investment components, allowing you to adjust premiums and cove
rage as needed.
Long-Term Care Insurance: Helps cover the costs of long-term care, whether in-home or in a care facility.
Short-Term Disability Insurance: Provides financial support if you’re temporarily unable to work due to a medical condition.
Contact
Smith Insurance Today
At Smith Insurance, we’re more than just an insurance company in Pagosa Springs, CO: we’re your partners in protecting what matters most. From auto and home insurance to business and life plans, we’re truly committed to providing personalized solutions that fit your needs and budget. So if you’re ready to get started, contact us today for a free quote. Our team is here to answer all your questions and guide you through the process of finding the perfect coverage for you, your family, or your business. Let us help you secure your future with comprehensive insurance options from Smith Insurance. We look forward to serving you soon!
Recent Client
Testimonials
Snow Country Snowmobile Tours
Mike & Kelseigh are fantastic at what they do! Mike has been our agent for years & still continues to find us the best coverage/rates for our ranch and rental houses. I 100% recommend them for your insurance needs.
Patrick Candelaria
Excellent service. These folks work really hard to meet ones insurance needs. Fast. Friendly service. They always answer their phone or will return your call immediately. Very knowledgeable on insurance. I will always strongly refer this insurance company to others. Thank you folks for being here for us.
Ky Smith
Knowledgeable and helpful agents. They are always working hard to find the best coverages at the best prices for our farm.